
10 Gift Giving Ideas on a Budget
I love giving gifts, I think the hardest part of being on a bare bones budget was not being able to be as generous as

Why You Should Never Use a Debit Card
There are people out there that say “Use your debit card instead of credit cards. They are just as safe and have the same fraud

Habits You Need To Change Before You Can Get Out of Debt
If you’re following our steps to getting out of debt, you’ll find that we believe that you have to change your habits before anything else

Where Should You Keep Your Emergency Fund?
So you’re saving for your emergency fund. First of all, congrats! You’re being responsible and it will feel REALLY good to have money stashed away

How Much Money Should You Have in an Emergency Fund?
The question “how much money should I have in an emergency fund?” gets asked a lot. Our answer is simple: If you’re in debt, you

Why “Fun Money” is Necessary to Budget For
I was looking at various articles to see how other people were recommending to “get out of debt”. I found one that mentioned “rewarding yourself”

5 Steps to Getting Out of Debt
Step 1 – Change Your Habits You can’t get out of debt if you continue to live the way that got you into debt. Your

10 Tips for Sticking To Your Budget (From A Fellow Spender)
When Stephen and I started creating our budget, I felt hopeless. We had a HUGE hole to dig ourselves out of that was about $100,000

6 Steps to Budgeting Successfully
The word “budget” can sometimes (if not more often than not) have a negative connotation to it, in turn making it a bad word. It

Our Budget Wedding
If you know our story, you know we started our journey to financial peace before we even got married. We had the tough conversation and

Porscha’s Debt Story
When I met Stephen, and we started dating, I knew within a few weeks that he was My Person. After the first month or so

Is It OK to Use Credit Cards?
Let me start by saying I know this is an extremely touchy subject. You’re either going to call me an idiot or you couldn’t agree